What Is MedPay?
MedPay, short for Medical Payments coverage, is a component of most Missouri auto insurance policies that pays for medical expenses resulting from a car accident, regardless of who was at fault. Many drivers do not realize they have this coverage or how it works.
How MedPay Works in Missouri
MedPay typically covers between 5,000 and 25,000 dollars in medical expenses per accident. It kicks in immediately after the accident, covers you and your passengers, and does not require you to determine fault before accessing benefits. This means you can start treatment right away without waiting for an insurance investigation.
What MedPay Covers
MedPay covers chiropractic treatment, X-rays, diagnostic imaging, hospital visits, ambulance transportation, and other medical expenses related to the accident. At Citrin Chiropractic Center, we verify your MedPay coverage before your first visit and bill your auto insurance directly.
MedPay vs. Health Insurance
You can use MedPay as your primary coverage for accident injuries and your health insurance as secondary coverage. This means your accident treatment does not affect your health insurance deductible or premiums.
Not sure if you have MedPay? Call us at (314) 890-2400 and we will verify your coverage over the phone before your first visit.
